Nirma's Group

A loan of $9,625 helps a member to purchase fertilizers, pesticides, and seeds to increase the income from their agricultural business.

Nirma is a 24-year-old married woman living in a small village in Sarath, Deoghar, Jharkhand. She has a household of 3 members, including a little boy. Her son goes to a nearby school in their locality. She is a farmer and grows cotton, paddy, sugarcane, etc., on her plot of farmland. She manages to bring in a monthly household income of around INR 19,000.

She plans to purchase higher-quality fertilizers, seeds, pesticides, etc., to grow her new batch of crops. She is planning to employ a different method that will yield more produce and thus increase her income. Therefore, she and her group have applied for a loan of INR 795,000 from Grameen Shakti, one of Milaap's field partners.

In this group: Nirma, Abina, Kaushalya, Rubi, Amina, Jyoti, Sandhya, Jhaliya, Rekha, Resu, Kajal, Suman, Namita, Lali, Dajee, Ruksat, Mariyam, Maluma, Sibani, Kalawati, Amrita, Pinkee, Reeta, Mina, Kusmi, Ruksana, Nasiba, Kalsari